Savvy Senior: Ask about parents' finances, wishes

DEAR SAVVY SENIOR: My siblings and I don’t know much about our elderly parents’ financial situation or their wishes if something happens to them. When mom broke her hip last year, it got me ...

Savvy Senior: Are Medicare expenses tax deductible?

DEAR SAVVY SENIOR: Can I deduct my Medicare premiums, deductibles and copayments on my income taxes? I had a knee replacement surgery last year and spent quite a bit on medical care out-of-pocket and ...

Savvy Senior: How to fight age discrimination in the workplace

DEAR SAVVY SENIOR: How does one fight against workplace age discrimination, and where can I turn for help if I think I’ve got a case? Discouraged Donna  Savvy Senior Jim Miller ...

Savvy Senior: The retirement benefits of a health savings account

DEAR SAVVY SENIOR: What can you tell me about health savings accounts? I’ve been reading that they are a great investment that can help with growing health care costs when I retire. — Planning ...

Savvy Senior: Coping with seasonal affective disorder

DEAR SAVVY SENIOR: What can you tell me about seasonal affective disorder? I have always hated wintertime, but since I retired and am home a lot more, the dark and cold winter months make me depressed ...

Savvy Senior: Social Security statements may contain errors

DEAR SAVVY SENIOR: I’ve heard that Social Security sometimes makes mistakes on our earnings record, which can reduce our monthly retirement benefits. How can I make sure this doesn’t happen ...

Savvy Senior: What you'll pay for Medicare in 2019

DEAR SAVVY SENIOR: I know there will be a small 2.8 percent cost-of-living increase in Social Security benefits next year but what about Medicare? What will our Medicare Part B monthly premiums and other ...

Savvy Senior: Resources to help with Medicare decisions

Dear Savvy Senior, I’m considering making changes in my Medicare coverage during the open-enrollment period. Can you recommend any free resources that can help with my choices? — Swapping ...

Savvy Senior: Choosing the right executor for your will

DEAR SAVVY SENIOR: What options can you recommend for finding a good executor for my will? At one time I thought one of my two kids could do it, but they are both financially inept and would probably ...

Savvy Senior: Finding the right clinical trial

DEAR SAVVY SENIOR: What can you tell me about clinical trials and how to go about finding one? — Old and Ill Savvy Senior Jim Miller is a longtime advocate for senior issues and regular ...

Savvy Senior: Retirement planning for single women

DEAR SAVVY SENIOR, What retirement planning tips can you recommend to single women? I’m 54 and divorced with a teenage daughter and very little saved for retirement. — Financially Behind It’s ...

Savvy Senior: Make the most of your doctor visit

DEAR SAVVY SENIOR: I manage a large health clinic that treats thousands of seniors each year, and we’ve have found that patients that come prepared when they visit our doctors are much more satisfied ...

Savvy Senior: Can a debt collector garnish my Social Security wages?

DEAR SAVVY SENIOR: Can my Social Security benefits be garnished if I have some outstanding debts? I just turned 62 and would like to start collecting my retirement benefits, but want to find this out ...

Savvy Senior 062218

DEAR SAVVY SENIOR: What resources can you recommend to help seniors with vision loss? My husband, who’s 76, has macular degeneration that has progressed to the point that he can’t do a lot ...

Savvy Senior: Cheap cell phone plans for seldom-calling seniors

DEAR SAVVY SENIOR What are the cheapest cell phone plans available to seniors today? I’m 78-years-old and want it primarily for emergency purposes. Infrequent Caller While unlimited high-speed ...

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